Our working capital business is our pioneer innovation designed to create opportunity and build SME capacity to participate in the national economic activity.Our products foster SME growth and long-term sustainability.
Focus is keenly aware of the highly enterprising and diverse needs of SMEs who come from every imaginable sector in the economy. We also know that SMEs often encounter stumbling blocks in the form of bureaucratic processes and various demands from traditional sources of finance. Our model is a clear departure from the usual way of conducting business by the traditional finance institutions. We designed products that do not require tangible collateral from our clients, products designed to propel the SMEs onto a growth path that is beneficial not only to them but to the country as a whole.
We value our customers and understand that the most important thing to them is to have a need met when they walk through our doors.
- At Focus our clients take center stage.
- At Focus we engage with clients every step of the way.
- At Focus we thrive on feedback from our customers
To be the world class financial services provider to SME’s.
To be the premier provider of timely and quality financial services to SMEs by earning our clients trust in a friendly and professional manner.
We enable you to take advantage of business opportunities;
Our quick turn-around times enable you to respond in a timely and efficient manner to your customers;
Your tangible collateral remains unencumbered.
The Business Protection Insurance from FGI keeps you covered in the event of unforeseen circumstances that might disrupt your business
Our products enable you to build your track record with the Off-taker. The supply experience you gain as a result, will help you become attractive to other Off-takers;
You can build up your cash reserves even if you start with nothing! ;
You have access to our network of technical and business partners to improve the quality of your supply performance;
You can protect your business from unnecessary disruptions to operations brought on by cash flow gaps;
We have a wide range of Approved Off-Takers improving your chance to participate in supply chain contracts;
We provide logistics support in verifying suppliers, prices and transporters to minimise loss of and risk to your products;
SMEs are the backbone of an economy. Every business needs a financing partner that understands their working capital needs and SMEs are no different.
At FOCUS, we know this and are passionate about providing the financing support to our clients. So we have made it our business to provide working capital solutions through Invoice Discounting, Bridge Financing, Order Finance and Bills Discounting. Our turn-around times are remarkably short so that our client can deliver on their own promise to their customer. We truly FOCUS on our clients.
There are other benefits too. Because of the short lending tenures, our clients need not be tied borrowing longer than they need to be. Our collateral is the invoice or order so we do not tie up valuable assets.
We are registered with, and regulated by the bank of Zambia as a non-banking financial institution.